Platform economy database
Database of initiatives and court cases in the EU
Eurofound’s platform economy database provides information on 412 initiatives and court cases that exist or have been implemented in relation to activities in the platform economy. The database was last updated in March 2025 and provides metadata for each entry, such as geographical scope, year, type of initiative, actors involved, sector and companies concerned. Initiatives include legal instruments such as legislative changes or court decisions, as well as voluntary interventions undertaken by different stakeholders to address issues around platform work.
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Estonia,
Latvia,
Lithuania,
Poland
Cachet, a company based in Tallinn, has raised €5.5 million to provide better protection for platform workers in Europe. Traditional insurance models struggle with the fluctuating income and working hours of platform workers, particularly those working across multiple platforms. Cachet addresses this by aggregating worker data from various platforms, creating a comprehensive employment picture. Cachet already offers motor insurance for taxi drivers and insurance for riders/couriers covering personal injury, property damage, accidents, and medical costs. The new funding will support the introduction of third-party liability, personal health, and accident coverage for gig workers. Additionally, Cachet will launch a data-driven fleet insurance model in the Baltics and CEE region, aiming to reduce costs for both workers and fleet managers. Cachet works with over 12 insurers, including Allianz, PZU, and VIG Group. Cachet currently operates in several EU countries, including Estonia, Latvia, and Poland; the company works with platforms like Bolt, Uber, and Upsteam. It recently signed a deal with TaskRabbit in six EU Member States.
The following recent changes to this initiative have been recorded.
14.01.2025- Cachet partnership with Bold - Germany https://cachet.me/en/blog/cachet-partnership-bolt-drive-germany/
23.09.2024 - Cachet partnership woth Taskrabbit https://cachet.me/en/blog/cachet-and-taskrabbit-partner-to-redefine-gig-insurance-across-europe/
The platform economy is one of those moving targets, which, despite receiving increasing media and policy attention, has proven difficult to regulate. Given the heterogeneity of employment relationships, business models, types of platform work and cross-border issues, this is not surprising.
Technological change is accelerating as the capacity of electronic devices to digitally store, process and communicate information expands. Digitalisation is transforming the EU economy and labour markets: nearly one-third of EU workplaces are categorised as highly digitalised. What are the implications of the digital revolution for employment and work?
The rapid rise of the platform economy has led to a marked transformation of European labour markets, and existing regulatory frameworks and voluntary initiatives have yet to catch up. While platform work offers opportunities for workers and employers and potentially contributes to innovation, economic growth and competitiveness in the EU, it has been criticised from the beginning because of the poor employment and working conditions often experienced by workers.
While 2020 may come to be seen as the year platform work gathered pace and started to go mainstream – thanks in large part to COVID-19 containment measures sparking an increase in food and grocery delivery – 2021 could be the year that regulation of platform work is set in motion.
